Inbound financial and copay support agent
Thanks for calling [redacted]. My name is Eva, and I am an AI agent on a recorded line. How can I help you today?
Hey there Eva.
Um, my name is [redacted] Calling because I, I'm, I'm trying to get my second fill of [redacted] and um I'm noticing that it's much more expensive than the first fill.
Uh, this time around is 150 dollars. And the first time I, I actually didn't pay anything. So, trying to figure out why it's more expensive this time.
And um, I figure I'd call.
I can certainly help you look into why the cost of your [redacted] has changed.
To get started, could you please confirm your full name and date of birth for me?
Yeah, my name is [redacted].
You've been authenticated.
Just to make sure I have this right: You're calling because your second fill of [redacted] is more expensive than your first one, which was free.
Is that correct?
Yeah, can you please look into that, please for me?
I can certainly explain that for you. Here is what I can see.
Your first fill was zero dollars under the [redacted] program while your insurer reviewed your coverage.
Now that your insurer has approved the coverage, this fill is processing under your plan's regular benefit rules instead. Does that make sense?
Uh no, that doesn't really make sense. So you're saying that now my insurance approved the medication, shouldn't that make it um…
Like how does, how does it make sense that it, it is now more expensive now that the insurance is covering it? It doesn't make sense.
I use the copay savings card and everything, I don't understand.
I understand why that would be confusing.
To be clear, your plan has set the patient share for this fill at 750 dollars [redacted] is paying 600 dollars toward that amount, which leaves 150 dollars remaining as the amount due today.
Does that help clarify how the total was calculated?
Then why was it zero the first time? I still don't get that.
The first fill was different because it was provided by [redacted].
That program is designed to give you the medication at no cost specifically while your insurance company is still reviewing your coverage. Now that the review is over…
Got it. Okay. Sorry to interrupt ya, but yeah I mean that's 150 every time is gonna be just, a little bit expensive for me.
I, I didn't expect this to be honest with you.
I hear you [redacted]. It sounds like this was an unexpected expense, and that paying 150 dollars each time is gonna be difficult for you.
I completely understand how stressful that can be.
Since this fill is now processing under your regular plan benefits, let me run a quick check with your insurance to see where you stand on your annual out of pocket maximum this year.
That can affect what you owe on future fills too. Would that be alright?
Okay, sure.
I'll run that check for you now. Looking at your plan, your annual out of pocket maximum is 3500 dollars.
So far this calendar year, you have accumulated 3250 dollars, which means you have 250 dollars remaining before you meet that maximum.
The 150 dollars due today counts toward that total.
Once you meet the maximum, your insurance will cover 100 percent of the cost, and your [redacted] cost will return to zero dollars for the rest of the year.
Does that help?
Yeah, I guess, I guess that does make me feel better about it um. But uh, what about, what about, um, like what about today?
I feel like 150 dollars is still a little bit too much for me.
Is there a way you can connect me with someone that I can talk to so that I can see if they'd help me somehow cover the cost today?
I understand. Since you're still concerned about the cost today, I can certainly connect you with [redacted] who can look into further options with you.
Would you like me to transfer you now?
Sure.
I will transfer you now. I'm going to put you on a brief hold, so please wait, just a moment.
Okay, thank you.
An Infinitus agent takes an inbound call from a patient whose copay has increased. The agent explains why, checks his out-of-pocket maximum, and transfers him to a specialist when cost is still a barrier.




